Long-term investors should never stop their SIPs during market corrections.
Do not get repair work started without informing the insurer as the latter like to carry out end-to-end verification of damages and documents before approving a claim.
'Save the entire chain of e-mail exchanges so that you have documented evidence to show you informed the bank about the issue.'
'Some buyers believe prices may correct in the future.' 'This is unlikely. Many developers are increasing prices amid strong sales and inflationary trends.'
Build a portfolio diversified across market caps, investment styles, and geographies.
Do not, however, enter expecting quick returns.
A crucial point anyone purchasing health insurance must heed is the need to declare PEDs.
Only investors with a higher risk appetite should enter these funds.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
Why timebox? Most knowledge workers feel overburdened. Like The Joker in the Batman movies, we have all, at one point or the other, muttered to ourselves: 'So much to do, so little time.'
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
Investors should use a mix of active and passive funds.
Since the last nine years, gold investors have made money each year, while gains in silver have been consistent only in the last five years.
Tactical investors should have an investment horizon of around six months to one year, long-term investors should stick around for 10 years or more.
Investors must adopt a balanced approach, incorporating both styles in their portfolios.
LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.
Those who cannot bear significant downturns (as much as 40 per cent) or have a short horizon should exit entirely.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
The cryptocurrency exchanges in India have got a fresh lease of life following the bull run in Bitcoin, which briefly hit a new all-time high of more than $69,000. Siddharth Sogani, managing director of CREBACO, expects the price to cross $1,00,000 by the end of the year. This will see a sharp reversal in the Indian market, which has largely been dormant since the new tax regime was implemented in 2023.